Dataset statistics
| Number of variables | 23 |
|---|---|
| Number of observations | 38576 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 32.1 MiB |
| Average record size in memory | 871.5 B |
Variable types
| Numeric | 9 |
|---|---|
| Categorical | 10 |
| DateTime | 4 |
application_type has constant value "INDIVIDUAL" | Constant |
grade is highly overall correlated with int_rate and 1 other fields | High correlation |
id is highly overall correlated with member_id | High correlation |
installment is highly overall correlated with loan_amount and 1 other fields | High correlation |
int_rate is highly overall correlated with grade and 1 other fields | High correlation |
loan_amount is highly overall correlated with installment and 1 other fields | High correlation |
member_id is highly overall correlated with id | High correlation |
sub_grade is highly overall correlated with grade and 1 other fields | High correlation |
total_payment is highly overall correlated with installment and 1 other fields | High correlation |
loan_status is highly imbalanced (52.0%) | Imbalance |
annual_income is highly skewed (γ1 = 31.074172) | Skewed |
id has unique values | Unique |
member_id has unique values | Unique |
Reproduction
| Analysis started | 2024-09-09 20:06:22.627662 |
|---|---|
| Analysis finished | 2024-09-09 20:06:36.312194 |
| Duration | 13.68 seconds |
| Software version | ydata-profiling vv4.10.0 |
| Download configuration | config.json |
id
Real number (ℝ)
HIGH CORRELATION  UNIQUE 
| Distinct | 38576 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 681037.06 |
| Minimum | 54734 |
|---|---|
| Maximum | 1077501 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 54734 |
|---|---|
| 5-th percentile | 371014 |
| Q1 | 513517 |
| median | 662728 |
| Q3 | 836506 |
| 95-th percentile | 1040057.2 |
| Maximum | 1077501 |
| Range | 1022767 |
| Interquartile range (IQR) | 322989 |
Descriptive statistics
| Standard deviation | 211324.58 |
|---|---|
| Coefficient of variation (CV) | 0.31029821 |
| Kurtosis | -0.73078462 |
| Mean | 681037.06 |
| Median Absolute Deviation (MAD) | 160285 |
| Skewness | 0.086652826 |
| Sum | 2.6271686 × 1010 |
| Variance | 4.4658077 × 1010 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1077430 | 1 | < 0.1% |
| 317833 | 1 | < 0.1% |
| 477433 | 1 | < 0.1% |
| 478263 | 1 | < 0.1% |
| 443318 | 1 | < 0.1% |
| 548105 | 1 | < 0.1% |
| 720941 | 1 | < 0.1% |
| 640319 | 1 | < 0.1% |
| 366380 | 1 | < 0.1% |
| 454773 | 1 | < 0.1% |
| Other values (38566) | 38566 |
| Value | Count | Frequency (%) |
| 54734 | 1 | |
| 55742 | 1 | |
| 57245 | 1 | |
| 57416 | 1 | |
| 58915 | 1 | |
| 59006 | 1 | |
| 61390 | 1 | |
| 61419 | 1 | |
| 62102 | 1 | |
| 65426 | 1 |
| Value | Count | Frequency (%) |
| 1077501 | 1 | |
| 1077430 | 1 | |
| 1077175 | 1 | |
| 1076863 | 1 | |
| 1075358 | 1 | |
| 1075269 | 1 | |
| 1072053 | 1 | |
| 1071795 | 1 | |
| 1071570 | 1 | |
| 1070078 | 1 |
address_state
Categorical
| Distinct | 50 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.9 MiB |
| CA | |
|---|---|
| NY | |
| FL | |
| TX | |
| NJ | 1822 |
| Other values (45) |
Length
| Max length | 2 |
|---|---|
| Median length | 2 |
| Mean length | 2 |
| Min length | 2 |
Characters and Unicode
| Total characters | 77152 |
|---|---|
| Distinct characters | 24 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | GA |
|---|---|
| 2nd row | CA |
| 3rd row | CA |
| 4th row | TX |
| 5th row | IL |
Common Values
| Value | Count | Frequency (%) |
| CA | 6894 | |
| NY | 3701 | 9.6% |
| FL | 2773 | 7.2% |
| TX | 2664 | 6.9% |
| NJ | 1822 | 4.7% |
| IL | 1486 | 3.9% |
| PA | 1482 | 3.8% |
| VA | 1375 | 3.6% |
| GA | 1355 | 3.5% |
| MA | 1310 | 3.4% |
| Other values (40) | 13714 |
Length
| Value | Count | Frequency (%) |
| ca | 6894 | |
| ny | 3701 | 9.6% |
| fl | 2773 | 7.2% |
| tx | 2664 | 6.9% |
| nj | 1822 | 4.7% |
| il | 1486 | 3.9% |
| pa | 1482 | 3.8% |
| va | 1375 | 3.6% |
| ga | 1355 | 3.5% |
| ma | 1310 | 3.4% |
| Other values (40) | 13714 |
Most occurring characters
| Value | Count | Frequency (%) |
| A | 15231 | |
| C | 9831 | |
| N | 7731 | |
| L | 5117 | 6.6% |
| M | 4558 | 5.9% |
| Y | 4100 | 5.3% |
| T | 3796 | 4.9% |
| O | 3347 | 4.3% |
| I | 3003 | 3.9% |
| F | 2773 | 3.6% |
| Other values (14) | 17665 |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 77152 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| A | 15231 | |
| C | 9831 | |
| N | 7731 | |
| L | 5117 | 6.6% |
| M | 4558 | 5.9% |
| Y | 4100 | 5.3% |
| T | 3796 | 4.9% |
| O | 3347 | 4.3% |
| I | 3003 | 3.9% |
| F | 2773 | 3.6% |
| Other values (14) | 17665 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 77152 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| A | 15231 | |
| C | 9831 | |
| N | 7731 | |
| L | 5117 | 6.6% |
| M | 4558 | 5.9% |
| Y | 4100 | 5.3% |
| T | 3796 | 4.9% |
| O | 3347 | 4.3% |
| I | 3003 | 3.9% |
| F | 2773 | 3.6% |
| Other values (14) | 17665 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 77152 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| A | 15231 | |
| C | 9831 | |
| N | 7731 | |
| L | 5117 | 6.6% |
| M | 4558 | 5.9% |
| Y | 4100 | 5.3% |
| T | 3796 | 4.9% |
| O | 3347 | 4.3% |
| I | 3003 | 3.9% |
| F | 2773 | 3.6% |
| Other values (14) | 17665 |
application_type
Categorical
CONSTANT 
| Distinct | 1 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.2 MiB |
| INDIVIDUAL |
|---|
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 10 |
| Min length | 10 |
Characters and Unicode
| Total characters | 385760 |
|---|---|
| Distinct characters | 7 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | INDIVIDUAL |
|---|---|
| 2nd row | INDIVIDUAL |
| 3rd row | INDIVIDUAL |
| 4th row | INDIVIDUAL |
| 5th row | INDIVIDUAL |
Common Values
| Value | Count | Frequency (%) |
| INDIVIDUAL | 38576 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| individual | 38576 |
Most occurring characters
| Value | Count | Frequency (%) |
| I | 115728 | |
| D | 77152 | |
| N | 38576 | 10.0% |
| V | 38576 | 10.0% |
| U | 38576 | 10.0% |
| A | 38576 | 10.0% |
| L | 38576 | 10.0% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 385760 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| I | 115728 | |
| D | 77152 | |
| N | 38576 | 10.0% |
| V | 38576 | 10.0% |
| U | 38576 | 10.0% |
| A | 38576 | 10.0% |
| L | 38576 | 10.0% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 385760 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| I | 115728 | |
| D | 77152 | |
| N | 38576 | 10.0% |
| V | 38576 | 10.0% |
| U | 38576 | 10.0% |
| A | 38576 | 10.0% |
| L | 38576 | 10.0% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 385760 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| I | 115728 | |
| D | 77152 | |
| N | 38576 | 10.0% |
| V | 38576 | 10.0% |
| U | 38576 | 10.0% |
| A | 38576 | 10.0% |
| L | 38576 | 10.0% |
emp_length
Categorical
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.1 MiB |
| 10+ years | |
|---|---|
| < 1 year | |
| 2 years | |
| 3 years | |
| 4 years | |
| Other values (6) |
Length
| Max length | 9 |
|---|---|
| Median length | 7 |
| Mean length | 7.4947636 |
| Min length | 6 |
Characters and Unicode
| Total characters | 289118 |
|---|---|
| Distinct characters | 18 |
| Distinct categories | 4 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | < 1 year |
|---|---|
| 2nd row | 9 years |
| 3rd row | 4 years |
| 4th row | < 1 year |
| 5th row | 10+ years |
Common Values
| Value | Count | Frequency (%) |
| 10+ years | 8870 | |
| < 1 year | 4575 | |
| 2 years | 4382 | |
| 3 years | 4088 | |
| 4 years | 3428 | 8.9% |
| 5 years | 3273 | 8.5% |
| 1 year | 3229 | 8.4% |
| 6 years | 2228 | 5.8% |
| 7 years | 1772 | 4.6% |
| 8 years | 1476 | 3.8% |
Length
| Value | Count | Frequency (%) |
| years | 30772 | |
| 10 | 8870 | 10.9% |
| 1 | 7804 | 9.5% |
| year | 7804 | 9.5% |
| 4575 | 5.6% | |
| 2 | 4382 | 5.4% |
| 3 | 4088 | 5.0% |
| 4 | 3428 | 4.2% |
| 5 | 3273 | 4.0% |
| 6 | 2228 | 2.7% |
| Other values (3) | 4503 | 5.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 43151 | ||
| y | 38576 | |
| e | 38576 | |
| a | 38576 | |
| r | 38576 | |
| s | 30772 | |
| 1 | 16674 | 5.8% |
| 0 | 8870 | 3.1% |
| + | 8870 | 3.1% |
| < | 4575 | 1.6% |
| Other values (8) | 21902 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 185076 | |
| Decimal Number | 47446 | 16.4% |
| Space Separator | 43151 | 14.9% |
| Math Symbol | 13445 | 4.7% |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 16674 | |
| 0 | 8870 | |
| 2 | 4382 | 9.2% |
| 3 | 4088 | 8.6% |
| 4 | 3428 | 7.2% |
| 5 | 3273 | 6.9% |
| 6 | 2228 | 4.7% |
| 7 | 1772 | 3.7% |
| 8 | 1476 | 3.1% |
| 9 | 1255 | 2.6% |
Lowercase Letter
| Value | Count | Frequency (%) |
| y | 38576 | |
| e | 38576 | |
| a | 38576 | |
| r | 38576 | |
| s | 30772 |
Math Symbol
| Value | Count | Frequency (%) |
| + | 8870 | |
| < | 4575 |
Space Separator
| Value | Count | Frequency (%) |
| 43151 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 185076 | |
| Common | 104042 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 43151 | ||
| 1 | 16674 | 16.0% |
| 0 | 8870 | 8.5% |
| + | 8870 | 8.5% |
| < | 4575 | 4.4% |
| 2 | 4382 | 4.2% |
| 3 | 4088 | 3.9% |
| 4 | 3428 | 3.3% |
| 5 | 3273 | 3.1% |
| 6 | 2228 | 2.1% |
| Other values (3) | 4503 | 4.3% |
Latin
| Value | Count | Frequency (%) |
| y | 38576 | |
| e | 38576 | |
| a | 38576 | |
| r | 38576 | |
| s | 30772 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 289118 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 43151 | ||
| y | 38576 | |
| e | 38576 | |
| a | 38576 | |
| r | 38576 | |
| s | 30772 | |
| 1 | 16674 | 5.8% |
| 0 | 8870 | 3.1% |
| + | 8870 | 3.1% |
| < | 4575 | 1.6% |
| Other values (8) | 21902 |
grade
Categorical
HIGH CORRELATION 
| Distinct | 7 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| B | |
|---|---|
| A | |
| C | |
| D | |
| E | |
| Other values (2) |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 38576 |
|---|---|
| Distinct characters | 7 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | C |
|---|---|
| 2nd row | E |
| 3rd row | C |
| 4th row | B |
| 5th row | A |
Common Values
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| b | 11674 | |
| a | 9689 | |
| c | 7904 | |
| d | 5182 | |
| e | 2786 | 7.2% |
| f | 1028 | 2.7% |
| g | 313 | 0.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 38576 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 38576 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 38576 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
home_ownership
Categorical
| Distinct | 5 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.0 MiB |
| RENT | |
|---|---|
| MORTGAGE | |
| OWN | |
| OTHER | 98 |
| NONE | 3 |
Length
| Max length | 8 |
|---|---|
| Median length | 5 |
| Mean length | 5.7122563 |
| Min length | 3 |
Characters and Unicode
| Total characters | 220356 |
|---|---|
| Distinct characters | 10 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | RENT |
|---|---|
| 2nd row | RENT |
| 3rd row | RENT |
| 4th row | MORTGAGE |
| 5th row | MORTGAGE |
Common Values
| Value | Count | Frequency (%) |
| RENT | 18439 | |
| MORTGAGE | 17198 | |
| OWN | 2838 | 7.4% |
| OTHER | 98 | 0.3% |
| NONE | 3 | < 0.1% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| rent | 18439 | |
| mortgage | 17198 | |
| own | 2838 | 7.4% |
| other | 98 | 0.3% |
| none | 3 | < 0.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| E | 35738 | |
| R | 35735 | |
| T | 35735 | |
| G | 34396 | |
| N | 21283 | |
| O | 20137 | |
| M | 17198 | |
| A | 17198 | |
| W | 2838 | 1.3% |
| H | 98 | < 0.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 220356 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| E | 35738 | |
| R | 35735 | |
| T | 35735 | |
| G | 34396 | |
| N | 21283 | |
| O | 20137 | |
| M | 17198 | |
| A | 17198 | |
| W | 2838 | 1.3% |
| H | 98 | < 0.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 220356 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| E | 35738 | |
| R | 35735 | |
| T | 35735 | |
| G | 34396 | |
| N | 21283 | |
| O | 20137 | |
| M | 17198 | |
| A | 17198 | |
| W | 2838 | 1.3% |
| H | 98 | < 0.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 220356 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| E | 35738 | |
| R | 35735 | |
| T | 35735 | |
| G | 34396 | |
| N | 21283 | |
| O | 20137 | |
| M | 17198 | |
| A | 17198 | |
| W | 2838 | 1.3% |
| H | 98 | < 0.1% |
issue_date
Date
| Distinct | 65 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 301.5 KiB |
| Minimum | 2021-01-01 00:00:00 |
|---|---|
| Maximum | 2021-12-12 00:00:00 |
| Distinct | 107 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 301.5 KiB |
| Minimum | 2021-01-13 00:00:00 |
|---|---|
| Maximum | 2022-01-20 00:00:00 |
| Distinct | 102 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 301.5 KiB |
| Minimum | 2021-01-13 00:00:00 |
|---|---|
| Maximum | 2021-12-15 00:00:00 |
loan_status
Categorical
IMBALANCE 
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.2 MiB |
| Fully Paid | |
|---|---|
| Charged Off | |
| Current | 1098 |
Length
| Max length | 11 |
|---|---|
| Median length | 10 |
| Mean length | 10.052857 |
| Min length | 7 |
Characters and Unicode
| Total characters | 387799 |
|---|---|
| Distinct characters | 18 |
| Distinct categories | 3 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Charged Off |
|---|---|
| 2nd row | Fully Paid |
| 3rd row | Charged Off |
| 4th row | Fully Paid |
| 5th row | Fully Paid |
Common Values
| Value | Count | Frequency (%) |
| Fully Paid | 32145 | |
| Charged Off | 5333 | 13.8% |
| Current | 1098 | 2.8% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| fully | 32145 | |
| paid | 32145 | |
| charged | 5333 | 7.0% |
| off | 5333 | 7.0% |
| current | 1098 | 1.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| l | 64290 | |
| 37478 | ||
| a | 37478 | |
| d | 37478 | |
| u | 33243 | |
| F | 32145 | |
| y | 32145 | |
| P | 32145 | |
| i | 32145 | |
| f | 10666 | 2.8% |
| Other values (8) | 38586 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 274267 | |
| Uppercase Letter | 76054 | 19.6% |
| Space Separator | 37478 | 9.7% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| l | 64290 | |
| a | 37478 | |
| d | 37478 | |
| u | 33243 | |
| y | 32145 | |
| i | 32145 | |
| f | 10666 | 3.9% |
| r | 7529 | 2.7% |
| e | 6431 | 2.3% |
| g | 5333 | 1.9% |
| Other values (3) | 7529 | 2.7% |
Uppercase Letter
| Value | Count | Frequency (%) |
| F | 32145 | |
| P | 32145 | |
| C | 6431 | 8.5% |
| O | 5333 | 7.0% |
Space Separator
| Value | Count | Frequency (%) |
| 37478 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 350321 | |
| Common | 37478 | 9.7% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| l | 64290 | |
| a | 37478 | |
| d | 37478 | |
| u | 33243 | |
| F | 32145 | |
| y | 32145 | |
| P | 32145 | |
| i | 32145 | |
| f | 10666 | 3.0% |
| r | 7529 | 2.1% |
| Other values (7) | 31057 |
Common
| Value | Count | Frequency (%) |
| 37478 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 387799 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| l | 64290 | |
| 37478 | ||
| a | 37478 | |
| d | 37478 | |
| u | 33243 | |
| F | 32145 | |
| y | 32145 | |
| P | 32145 | |
| i | 32145 | |
| f | 10666 | 2.8% |
| Other values (8) | 38586 |
| Distinct | 102 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 301.5 KiB |
| Minimum | 2021-02-13 00:00:00 |
|---|---|
| Maximum | 2022-12-01 00:00:00 |
member_id
Real number (ℝ)
HIGH CORRELATION  UNIQUE 
| Distinct | 38576 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 847651.51 |
| Minimum | 70699 |
|---|---|
| Maximum | 1314167 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 70699 |
|---|---|
| 5-th percentile | 385926.5 |
| Q1 | 662978.75 |
| median | 847356.5 |
| Q3 | 1045652.5 |
| 95-th percentile | 1269618.5 |
| Maximum | 1314167 |
| Range | 1243468 |
| Interquartile range (IQR) | 382673.75 |
Descriptive statistics
| Standard deviation | 266810.46 |
|---|---|
| Coefficient of variation (CV) | 0.31476433 |
| Kurtosis | -0.5759103 |
| Mean | 847651.51 |
| Median Absolute Deviation (MAD) | 192255.5 |
| Skewness | -0.20399343 |
| Sum | 3.2699005 × 1010 |
| Variance | 7.118782 × 1010 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1314167 | 1 | < 0.1% |
| 317830 | 1 | < 0.1% |
| 605588 | 1 | < 0.1% |
| 607168 | 1 | < 0.1% |
| 539366 | 1 | < 0.1% |
| 706707 | 1 | < 0.1% |
| 915440 | 1 | < 0.1% |
| 819682 | 1 | < 0.1% |
| 377345 | 1 | < 0.1% |
| 563479 | 1 | < 0.1% |
| Other values (38566) | 38566 |
| Value | Count | Frequency (%) |
| 70699 | 1 | |
| 73673 | 1 | |
| 74724 | 1 | |
| 76583 | 1 | |
| 80353 | 1 | |
| 80364 | 1 | |
| 84914 | 1 | |
| 85483 | 1 | |
| 86999 | 1 | |
| 89243 | 1 |
| Value | Count | Frequency (%) |
| 1314167 | 1 | |
| 1313524 | 1 | |
| 1311748 | 1 | |
| 1311441 | 1 | |
| 1306957 | 1 | |
| 1306721 | 1 | |
| 1305201 | 1 | |
| 1305008 | 1 | |
| 1304956 | 1 | |
| 1304884 | 1 |
purpose
Categorical
| Distinct | 14 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.3 MiB |
| Debt consolidation | |
|---|---|
| credit card | |
| other | |
| home improvement | |
| major purchase | |
| Other values (9) |
Length
| Max length | 18 |
|---|---|
| Median length | 16 |
| Mean length | 13.764906 |
| Min length | 3 |
Characters and Unicode
| Total characters | 530995 |
|---|---|
| Distinct characters | 24 |
| Distinct categories | 4 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | car |
|---|---|
| 2nd row | car |
| 3rd row | car |
| 4th row | car |
| 5th row | car |
Common Values
| Value | Count | Frequency (%) |
| Debt consolidation | 18214 | |
| credit card | 4998 | 13.0% |
| other | 3824 | 9.9% |
| home improvement | 2876 | 7.5% |
| major purchase | 2110 | 5.5% |
| small business | 1776 | 4.6% |
| car | 1497 | 3.9% |
| wedding | 928 | 2.4% |
| medical | 667 | 1.7% |
| moving | 559 | 1.4% |
| Other values (4) | 1127 | 2.9% |
Length
| Value | Count | Frequency (%) |
| debt | 18214 | |
| consolidation | 18214 | |
| credit | 4998 | 7.3% |
| card | 4998 | 7.3% |
| other | 3824 | 5.6% |
| home | 2876 | 4.2% |
| improvement | 2876 | 4.2% |
| major | 2110 | 3.1% |
| purchase | 2110 | 3.1% |
| business | 1776 | 2.6% |
| Other values (9) | 6554 | 9.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 67920 | |
| i | 48899 | 9.2% |
| t | 48793 | 9.2% |
| n | 43422 | 8.2% |
| e | 42296 | 8.0% |
| c | 33151 | 6.2% |
| a | 32800 | 6.2% |
| d | 31048 | 5.8% |
| 29974 | 5.6% | |
| s | 27794 | 5.2% |
| Other values (14) | 124898 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 482713 | |
| Space Separator | 29974 | 5.6% |
| Uppercase Letter | 18214 | 3.4% |
| Connector Punctuation | 94 | < 0.1% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| o | 67920 | |
| i | 48899 | |
| t | 48793 | |
| n | 43422 | |
| e | 42296 | |
| c | 33151 | 6.9% |
| a | 32800 | 6.8% |
| d | 31048 | 6.4% |
| s | 27794 | 5.8% |
| l | 22842 | 4.7% |
| Other values (11) | 83748 |
Space Separator
| Value | Count | Frequency (%) |
| 29974 |
Uppercase Letter
| Value | Count | Frequency (%) |
| D | 18214 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 94 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 500927 | |
| Common | 30068 | 5.7% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| o | 67920 | |
| i | 48899 | |
| t | 48793 | |
| n | 43422 | |
| e | 42296 | |
| c | 33151 | 6.6% |
| a | 32800 | 6.5% |
| d | 31048 | 6.2% |
| s | 27794 | 5.5% |
| l | 22842 | 4.6% |
| Other values (12) | 101962 |
Common
| Value | Count | Frequency (%) |
| 29974 | ||
| _ | 94 | 0.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 530995 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| o | 67920 | |
| i | 48899 | 9.2% |
| t | 48793 | 9.2% |
| n | 43422 | 8.2% |
| e | 42296 | 8.0% |
| c | 33151 | 6.2% |
| a | 32800 | 6.2% |
| d | 31048 | 5.8% |
| 29974 | 5.6% | |
| s | 27794 | 5.2% |
| Other values (14) | 124898 |
sub_grade
Categorical
HIGH CORRELATION 
| Distinct | 35 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.9 MiB |
| B3 | |
|---|---|
| A4 | |
| A5 | |
| B5 | |
| B4 | 2455 |
| Other values (30) |
Length
| Max length | 2 |
|---|---|
| Median length | 2 |
| Mean length | 2 |
| Min length | 2 |
Characters and Unicode
| Total characters | 77152 |
|---|---|
| Distinct characters | 12 |
| Distinct categories | 2 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | C4 |
|---|---|
| 2nd row | E1 |
| 3rd row | C5 |
| 4th row | B2 |
| 5th row | A1 |
Common Values
| Value | Count | Frequency (%) |
| B3 | 2834 | 7.3% |
| A4 | 2803 | 7.3% |
| A5 | 2654 | 6.9% |
| B5 | 2644 | 6.9% |
| B4 | 2455 | 6.4% |
| C1 | 2089 | 5.4% |
| B2 | 1990 | 5.2% |
| C2 | 1972 | 5.1% |
| B1 | 1751 | 4.5% |
| A3 | 1740 | 4.5% |
| Other values (25) | 15644 |
Length
| Value | Count | Frequency (%) |
| b3 | 2834 | 7.3% |
| a4 | 2803 | 7.3% |
| a5 | 2654 | 6.9% |
| b5 | 2644 | 6.9% |
| b4 | 2455 | 6.4% |
| c1 | 2089 | 5.4% |
| b2 | 1990 | 5.2% |
| c2 | 1972 | 5.1% |
| b1 | 1751 | 4.5% |
| a3 | 1740 | 4.5% |
| Other values (25) | 15644 |
Most occurring characters
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| 4 | 8087 | |
| 3 | 7976 | |
| C | 7904 | |
| 5 | 7855 | |
| 2 | 7677 | |
| 1 | 6981 | |
| D | 5182 | |
| E | 2786 | 3.6% |
| Other values (2) | 1341 | 1.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 38576 | |
| Decimal Number | 38576 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Decimal Number
| Value | Count | Frequency (%) |
| 4 | 8087 | |
| 3 | 7976 | |
| 5 | 7855 | |
| 2 | 7677 | |
| 1 | 6981 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 38576 | |
| Common | 38576 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| C | 7904 | |
| D | 5182 | |
| E | 2786 | 7.2% |
| F | 1028 | 2.7% |
| G | 313 | 0.8% |
Common
| Value | Count | Frequency (%) |
| 4 | 8087 | |
| 3 | 7976 | |
| 5 | 7855 | |
| 2 | 7677 | |
| 1 | 6981 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 77152 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| B | 11674 | |
| A | 9689 | |
| 4 | 8087 | |
| 3 | 7976 | |
| C | 7904 | |
| 5 | 7855 | |
| 2 | 7677 | |
| 1 | 6981 | |
| D | 5182 | |
| E | 2786 | 3.6% |
| Other values (2) | 1341 | 1.7% |
term
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.2 MiB |
| 36 months | |
|---|---|
| 60 months |
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 10 |
| Min length | 10 |
Characters and Unicode
| Total characters | 385760 |
|---|---|
| Distinct characters | 10 |
| Distinct categories | 3 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 60 months |
|---|---|
| 2nd row | 36 months |
| 3rd row | 36 months |
| 4th row | 60 months |
| 5th row | 36 months |
Common Values
| Value | Count | Frequency (%) |
| 36 months | 28237 | |
| 60 months | 10339 | 26.8% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| months | 38576 | |
| 36 | 28237 | |
| 60 | 10339 | 13.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| 77152 | ||
| 6 | 38576 | |
| m | 38576 | |
| o | 38576 | |
| n | 38576 | |
| t | 38576 | |
| h | 38576 | |
| s | 38576 | |
| 3 | 28237 | 7.3% |
| 0 | 10339 | 2.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 231456 | |
| Space Separator | 77152 | 20.0% |
| Decimal Number | 77152 | 20.0% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| m | 38576 | |
| o | 38576 | |
| n | 38576 | |
| t | 38576 | |
| h | 38576 | |
| s | 38576 |
Decimal Number
| Value | Count | Frequency (%) |
| 6 | 38576 | |
| 3 | 28237 | |
| 0 | 10339 | 13.4% |
Space Separator
| Value | Count | Frequency (%) |
| 77152 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 231456 | |
| Common | 154304 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| m | 38576 | |
| o | 38576 | |
| n | 38576 | |
| t | 38576 | |
| h | 38576 | |
| s | 38576 |
Common
| Value | Count | Frequency (%) |
| 77152 | ||
| 6 | 38576 | |
| 3 | 28237 | 18.3% |
| 0 | 10339 | 6.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 385760 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 77152 | ||
| 6 | 38576 | |
| m | 38576 | |
| o | 38576 | |
| n | 38576 | |
| t | 38576 | |
| h | 38576 | |
| s | 38576 | |
| 3 | 28237 | 7.3% |
| 0 | 10339 | 2.7% |
verification_status
Categorical
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 2.2 MiB |
| Not Verified | |
|---|---|
| Verified | |
| Source Verified |
Length
| Max length | 15 |
|---|---|
| Median length | 12 |
| Mean length | 11.48131 |
| Min length | 8 |
Characters and Unicode
| Total characters | 442903 |
|---|---|
| Distinct characters | 13 |
| Distinct categories | 3 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Source Verified |
|---|---|
| 2nd row | Source Verified |
| 3rd row | Not Verified |
| 4th row | Source Verified |
| 5th row | Verified |
Common Values
| Value | Count | Frequency (%) |
| Not Verified | 16464 | |
| Verified | 12335 | |
| Source Verified | 9777 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| verified | 38576 | |
| not | 16464 | |
| source | 9777 | 15.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 86929 | |
| i | 77152 | |
| r | 48353 | |
| V | 38576 | |
| f | 38576 | |
| d | 38576 | |
| o | 26241 | 5.9% |
| 26241 | 5.9% | |
| N | 16464 | 3.7% |
| t | 16464 | 3.7% |
| Other values (3) | 29331 | 6.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 351845 | |
| Uppercase Letter | 64817 | 14.6% |
| Space Separator | 26241 | 5.9% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 86929 | |
| i | 77152 | |
| r | 48353 | |
| f | 38576 | |
| d | 38576 | |
| o | 26241 | 7.5% |
| t | 16464 | 4.7% |
| u | 9777 | 2.8% |
| c | 9777 | 2.8% |
Uppercase Letter
| Value | Count | Frequency (%) |
| V | 38576 | |
| N | 16464 | |
| S | 9777 | 15.1% |
Space Separator
| Value | Count | Frequency (%) |
| 26241 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 416662 | |
| Common | 26241 | 5.9% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 86929 | |
| i | 77152 | |
| r | 48353 | |
| V | 38576 | |
| f | 38576 | |
| d | 38576 | |
| o | 26241 | 6.3% |
| N | 16464 | 4.0% |
| t | 16464 | 4.0% |
| S | 9777 | 2.3% |
| Other values (2) | 19554 | 4.7% |
Common
| Value | Count | Frequency (%) |
| 26241 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 442903 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| e | 86929 | |
| i | 77152 | |
| r | 48353 | |
| V | 38576 | |
| f | 38576 | |
| d | 38576 | |
| o | 26241 | 5.9% |
| 26241 | 5.9% | |
| N | 16464 | 3.7% |
| t | 16464 | 3.7% |
| Other values (3) | 29331 | 6.6% |
annual_income
Real number (ℝ)
SKEWED 
| Distinct | 5096 |
|---|---|
| Distinct (%) | 13.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 69644.54 |
| Minimum | 4000 |
|---|---|
| Maximum | 6000000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 4000 |
|---|---|
| 5-th percentile | 24000 |
| Q1 | 41500 |
| median | 60000 |
| Q3 | 83200.5 |
| 95-th percentile | 144000 |
| Maximum | 6000000 |
| Range | 5996000 |
| Interquartile range (IQR) | 41700.5 |
Descriptive statistics
| Standard deviation | 64293.681 |
|---|---|
| Coefficient of variation (CV) | 0.92316901 |
| Kurtosis | 2296.4627 |
| Mean | 69644.54 |
| Median Absolute Deviation (MAD) | 20000 |
| Skewness | 31.074172 |
| Sum | 2.6866078 × 109 |
| Variance | 4.1336774 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 60000 | 1471 | 3.8% |
| 50000 | 1033 | 2.7% |
| 40000 | 859 | 2.2% |
| 45000 | 810 | 2.1% |
| 75000 | 802 | 2.1% |
| 65000 | 794 | 2.1% |
| 30000 | 790 | 2.0% |
| 70000 | 721 | 1.9% |
| 48000 | 697 | 1.8% |
| 80000 | 651 | 1.7% |
| Other values (5086) | 29948 |
| Value | Count | Frequency (%) |
| 4000 | 1 | < 0.1% |
| 4080 | 1 | < 0.1% |
| 4200 | 1 | < 0.1% |
| 4800 | 3 | |
| 4888 | 1 | < 0.1% |
| 5000 | 1 | < 0.1% |
| 5500 | 1 | < 0.1% |
| 6000 | 5 | |
| 7000 | 1 | < 0.1% |
| 7200 | 3 |
| Value | Count | Frequency (%) |
| 6000000 | 1 | < 0.1% |
| 3900000 | 1 | < 0.1% |
| 2039784 | 1 | < 0.1% |
| 1900000 | 1 | < 0.1% |
| 1782000 | 1 | < 0.1% |
| 1440000 | 1 | < 0.1% |
| 1362000 | 1 | < 0.1% |
| 1250000 | 1 | < 0.1% |
| 1200000 | 4 | |
| 1176000 | 1 | < 0.1% |
dti
Real number (ℝ)
| Distinct | 2863 |
|---|---|
| Distinct (%) | 7.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.13327433 |
| Minimum | 0 |
|---|---|
| Maximum | 0.2999 |
| Zeros | 173 |
| Zeros (%) | 0.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0.0215 |
| Q1 | 0.0821 |
| median | 0.1342 |
| Q3 | 0.1859 |
| 95-th percentile | 0.2383 |
| Maximum | 0.2999 |
| Range | 0.2999 |
| Interquartile range (IQR) | 0.1038 |
Descriptive statistics
| Standard deviation | 0.066661553 |
|---|---|
| Coefficient of variation (CV) | 0.50018299 |
| Kurtosis | -0.84842441 |
| Mean | 0.13327433 |
| Median Absolute Deviation (MAD) | 0.0519 |
| Skewness | -0.029921136 |
| Sum | 5141.1906 |
| Variance | 0.0044437627 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 173 | 0.4% |
| 0.12 | 48 | 0.1% |
| 0.18 | 44 | 0.1% |
| 0.192 | 40 | 0.1% |
| 0.168 | 38 | 0.1% |
| 0.132 | 38 | 0.1% |
| 0.1248 | 38 | 0.1% |
| 0.1429 | 36 | 0.1% |
| 0.135 | 35 | 0.1% |
| 0.15 | 35 | 0.1% |
| Other values (2853) | 38051 |
| Value | Count | Frequency (%) |
| 0 | 173 | |
| 0.0001 | 3 | < 0.1% |
| 0.0002 | 5 | < 0.1% |
| 0.0003 | 2 | < 0.1% |
| 0.0004 | 3 | < 0.1% |
| 0.0005 | 1 | < 0.1% |
| 0.0006 | 1 | < 0.1% |
| 0.0007 | 5 | < 0.1% |
| 0.0008 | 5 | < 0.1% |
| 0.0009 | 3 | < 0.1% |
| Value | Count | Frequency (%) |
| 0.2999 | 1 | < 0.1% |
| 0.2995 | 1 | < 0.1% |
| 0.2993 | 3 | |
| 0.2992 | 2 | |
| 0.2989 | 1 | < 0.1% |
| 0.2988 | 1 | < 0.1% |
| 0.2986 | 1 | < 0.1% |
| 0.2985 | 1 | < 0.1% |
| 0.2983 | 1 | < 0.1% |
| 0.2982 | 1 | < 0.1% |
installment
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 15132 |
|---|---|
| Distinct (%) | 39.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 326.86297 |
| Minimum | 15.69 |
|---|---|
| Maximum | 1305.19 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 15.69 |
|---|---|
| 5-th percentile | 73.68 |
| Q1 | 168.45 |
| median | 283.045 |
| Q3 | 434.4425 |
| 95-th percentile | 767.6725 |
| Maximum | 1305.19 |
| Range | 1289.5 |
| Interquartile range (IQR) | 265.9925 |
Descriptive statistics
| Standard deviation | 209.092 |
|---|---|
| Coefficient of variation (CV) | 0.63969315 |
| Kurtosis | 1.2221012 |
| Mean | 326.86297 |
| Median Absolute Deviation (MAD) | 123.615 |
| Skewness | 1.1204475 |
| Sum | 12609066 |
| Variance | 43719.465 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 311.11 | 68 | 0.2% |
| 311.02 | 54 | 0.1% |
| 180.96 | 53 | 0.1% |
| 150.8 | 46 | 0.1% |
| 368.45 | 45 | 0.1% |
| 372.12 | 44 | 0.1% |
| 330.76 | 42 | 0.1% |
| 339.31 | 42 | 0.1% |
| 186.61 | 41 | 0.1% |
| 317.72 | 41 | 0.1% |
| Other values (15122) | 38100 |
| Value | Count | Frequency (%) |
| 15.69 | 1 | |
| 16.08 | 1 | |
| 16.25 | 1 | |
| 16.31 | 1 | |
| 16.47 | 1 | |
| 19.87 | 1 | |
| 20.22 | 1 | |
| 21.25 | 1 | |
| 21.74 | 1 | |
| 21.81 | 1 |
| Value | Count | Frequency (%) |
| 1305.19 | 1 | < 0.1% |
| 1302.69 | 1 | < 0.1% |
| 1295.21 | 1 | < 0.1% |
| 1288.1 | 2 | |
| 1283.5 | 1 | < 0.1% |
| 1276.6 | 3 | |
| 1272.2 | 1 | < 0.1% |
| 1269.73 | 4 | |
| 1265.16 | 1 | < 0.1% |
| 1263.23 | 1 | < 0.1% |
int_rate
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 371 |
|---|---|
| Distinct (%) | 1.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.12048831 |
| Minimum | 0.0542 |
|---|---|
| Maximum | 0.2459 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 0.0542 |
|---|---|
| 5-th percentile | 0.0639 |
| Q1 | 0.0932 |
| median | 0.1186 |
| Q3 | 0.1459 |
| 95-th percentile | 0.1862 |
| Maximum | 0.2459 |
| Range | 0.1917 |
| Interquartile range (IQR) | 0.0527 |
Descriptive statistics
| Standard deviation | 0.037164121 |
|---|---|
| Coefficient of variation (CV) | 0.30844586 |
| Kurtosis | -0.43809842 |
| Mean | 0.12048831 |
| Median Absolute Deviation (MAD) | 0.0261 |
| Skewness | 0.29226418 |
| Sum | 4647.9572 |
| Variance | 0.0013811719 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.1099 | 932 | 2.4% |
| 0.1349 | 811 | 2.1% |
| 0.1149 | 796 | 2.1% |
| 0.0751 | 755 | 2.0% |
| 0.0788 | 701 | 1.8% |
| 0.0749 | 633 | 1.6% |
| 0.1171 | 589 | 1.5% |
| 0.0999 | 583 | 1.5% |
| 0.079 | 559 | 1.4% |
| 0.0542 | 524 | 1.4% |
| Other values (361) | 31693 |
| Value | Count | Frequency (%) |
| 0.0542 | 524 | |
| 0.0579 | 390 | |
| 0.0599 | 328 | |
| 0.06 | 18 | < 0.1% |
| 0.0603 | 413 | |
| 0.0617 | 238 | |
| 0.0639 | 54 | 0.1% |
| 0.0654 | 303 | |
| 0.0662 | 376 | |
| 0.0676 | 159 | 0.4% |
| Value | Count | Frequency (%) |
| 0.2459 | 1 | < 0.1% |
| 0.244 | 1 | < 0.1% |
| 0.2411 | 3 | < 0.1% |
| 0.2391 | 11 | |
| 0.2359 | 4 | < 0.1% |
| 0.2352 | 9 | |
| 0.2322 | 9 | |
| 0.2313 | 9 | |
| 0.2294 | 2 | < 0.1% |
| 0.2285 | 8 |
loan_amount
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 880 |
|---|---|
| Distinct (%) | 2.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 11296.067 |
| Minimum | 500 |
|---|---|
| Maximum | 35000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 500 |
|---|---|
| 5-th percentile | 2400 |
| Q1 | 5500 |
| median | 10000 |
| Q3 | 15000 |
| 95-th percentile | 25000 |
| Maximum | 35000 |
| Range | 34500 |
| Interquartile range (IQR) | 9500 |
Descriptive statistics
| Standard deviation | 7460.746 |
|---|---|
| Coefficient of variation (CV) | 0.6604729 |
| Kurtosis | 0.74696983 |
| Mean | 11296.067 |
| Median Absolute Deviation (MAD) | 5000 |
| Skewness | 1.0507752 |
| Sum | 4.3575708 × 108 |
| Variance | 55662731 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 10000 | 2761 | 7.2% |
| 12000 | 2295 | 5.9% |
| 5000 | 1977 | 5.1% |
| 15000 | 1860 | 4.8% |
| 6000 | 1852 | 4.8% |
| 20000 | 1597 | 4.1% |
| 8000 | 1538 | 4.0% |
| 25000 | 1369 | 3.5% |
| 4000 | 1090 | 2.8% |
| 7000 | 989 | 2.6% |
| Other values (870) | 21248 |
| Value | Count | Frequency (%) |
| 500 | 5 | < 0.1% |
| 700 | 1 | < 0.1% |
| 725 | 1 | < 0.1% |
| 750 | 1 | < 0.1% |
| 800 | 1 | < 0.1% |
| 900 | 2 | < 0.1% |
| 950 | 1 | < 0.1% |
| 1000 | 267 | |
| 1050 | 4 | < 0.1% |
| 1075 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 35000 | 668 | |
| 34800 | 2 | < 0.1% |
| 34675 | 1 | < 0.1% |
| 34525 | 1 | < 0.1% |
| 34475 | 5 | < 0.1% |
| 34200 | 1 | < 0.1% |
| 34000 | 15 | < 0.1% |
| 33950 | 7 | < 0.1% |
| 33600 | 6 | < 0.1% |
| 33500 | 2 | < 0.1% |
total_acc
Real number (ℝ)
| Distinct | 82 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 22.132544 |
| Minimum | 2 |
|---|---|
| Maximum | 90 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 2 |
|---|---|
| 5-th percentile | 7 |
| Q1 | 14 |
| median | 20 |
| Q3 | 29 |
| 95-th percentile | 43 |
| Maximum | 90 |
| Range | 88 |
| Interquartile range (IQR) | 15 |
Descriptive statistics
| Standard deviation | 11.392282 |
|---|---|
| Coefficient of variation (CV) | 0.51472991 |
| Kurtosis | 0.68497835 |
| Mean | 22.132544 |
| Median Absolute Deviation (MAD) | 7 |
| Skewness | 0.82314059 |
| Sum | 853785 |
| Variance | 129.78409 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 16 | 1435 | 3.7% |
| 15 | 1420 | 3.7% |
| 17 | 1408 | 3.6% |
| 14 | 1405 | 3.6% |
| 20 | 1398 | 3.6% |
| 18 | 1386 | 3.6% |
| 21 | 1364 | 3.5% |
| 13 | 1340 | 3.5% |
| 19 | 1310 | 3.4% |
| 12 | 1283 | 3.3% |
| Other values (72) | 24827 |
| Value | Count | Frequency (%) |
| 2 | 4 | < 0.1% |
| 3 | 172 | 0.4% |
| 4 | 401 | 1.0% |
| 5 | 531 | |
| 6 | 655 | |
| 7 | 802 | |
| 8 | 973 | |
| 9 | 1040 | |
| 10 | 1140 | |
| 11 | 1225 |
| Value | Count | Frequency (%) |
| 90 | 1 | |
| 87 | 1 | |
| 81 | 1 | |
| 80 | 1 | |
| 79 | 2 | |
| 78 | 1 | |
| 77 | 1 | |
| 76 | 1 | |
| 75 | 2 | |
| 74 | 1 |
total_payment
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 19525 |
|---|---|
| Distinct (%) | 50.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 12263.349 |
| Minimum | 34 |
|---|---|
| Maximum | 58564 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 301.5 KiB |
Quantile statistics
| Minimum | 34 |
|---|---|
| 5-th percentile | 1991.75 |
| Q1 | 5633 |
| median | 10042 |
| Q3 | 16658 |
| 95-th percentile | 30320.25 |
| Maximum | 58564 |
| Range | 58530 |
| Interquartile range (IQR) | 11025 |
Descriptive statistics
| Standard deviation | 9051.1048 |
|---|---|
| Coefficient of variation (CV) | 0.73806145 |
| Kurtosis | 1.9611767 |
| Mean | 12263.349 |
| Median Absolute Deviation (MAD) | 5051 |
| Skewness | 1.3338282 |
| Sum | 4.7307093 × 108 |
| Variance | 81922498 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 6515 | 32 | 0.1% |
| 11200 | 31 | 0.1% |
| 11197 | 26 | 0.1% |
| 6720 | 25 | 0.1% |
| 5600 | 23 | 0.1% |
| 10918 | 22 | 0.1% |
| 11164 | 22 | 0.1% |
| 14289 | 22 | 0.1% |
| 6718 | 20 | 0.1% |
| 13264 | 20 | 0.1% |
| Other values (19515) | 38333 |
| Value | Count | Frequency (%) |
| 34 | 1 | |
| 36 | 1 | |
| 67 | 1 | |
| 70 | 2 | |
| 79 | 1 | |
| 84 | 1 | |
| 92 | 1 | |
| 97 | 1 | |
| 99 | 1 | |
| 103 | 1 |
| Value | Count | Frequency (%) |
| 58564 | 1 | |
| 58480 | 1 | |
| 57835 | 1 | |
| 56849 | 1 | |
| 56663 | 1 | |
| 56199 | 1 | |
| 55907 | 1 | |
| 55769 | 1 | |
| 55139 | 1 | |
| 55106 | 1 |
| address_state | annual_income | dti | emp_length | grade | home_ownership | id | installment | int_rate | loan_amount | loan_status | member_id | purpose | sub_grade | term | total_acc | total_payment | verification_status | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| address_state | 1.000 | 0.016 | 0.033 | 0.023 | 0.014 | 0.135 | 0.091 | 0.015 | 0.018 | 0.020 | 0.041 | 0.099 | 0.032 | 0.007 | 0.053 | 0.036 | 0.015 | 0.040 |
| annual_income | 0.016 | 1.000 | -0.108 | 0.006 | 0.000 | 0.000 | 0.051 | 0.417 | 0.056 | 0.424 | 0.000 | 0.050 | 0.000 | 0.000 | 0.000 | 0.429 | 0.401 | 0.000 |
| dti | 0.033 | -0.108 | 1.000 | 0.019 | 0.063 | 0.024 | 0.087 | 0.066 | 0.121 | 0.074 | 0.045 | 0.087 | 0.082 | 0.057 | 0.085 | 0.240 | 0.063 | 0.071 |
| emp_length | 0.023 | 0.006 | 0.019 | 1.000 | 0.017 | 0.132 | 0.056 | 0.045 | 0.024 | 0.054 | 0.041 | 0.056 | 0.036 | 0.018 | 0.116 | 0.074 | 0.047 | 0.084 |
| grade | 0.014 | 0.000 | 0.063 | 0.017 | 1.000 | 0.047 | 0.049 | 0.136 | 0.704 | 0.137 | 0.160 | 0.051 | 0.068 | 1.000 | 0.443 | 0.049 | 0.150 | 0.144 |
| home_ownership | 0.135 | 0.000 | 0.024 | 0.132 | 0.047 | 1.000 | 0.083 | 0.069 | 0.052 | 0.087 | 0.031 | 0.082 | 0.125 | 0.052 | 0.111 | 0.169 | 0.076 | 0.077 |
| id | 0.091 | 0.051 | 0.087 | 0.056 | 0.049 | 0.083 | 1.000 | 0.080 | 0.049 | 0.117 | 0.149 | 0.999 | 0.073 | 0.068 | 0.304 | 0.053 | 0.109 | 0.237 |
| installment | 0.015 | 0.417 | 0.066 | 0.045 | 0.136 | 0.069 | 0.080 | 1.000 | 0.249 | 0.957 | 0.060 | 0.080 | 0.113 | 0.122 | 0.147 | 0.245 | 0.873 | 0.276 |
| int_rate | 0.018 | 0.056 | 0.121 | 0.024 | 0.704 | 0.052 | 0.049 | 0.249 | 1.000 | 0.253 | 0.184 | 0.049 | 0.059 | 0.677 | 0.475 | -0.068 | 0.234 | 0.167 |
| loan_amount | 0.020 | 0.424 | 0.074 | 0.054 | 0.137 | 0.087 | 0.117 | 0.957 | 0.253 | 1.000 | 0.110 | 0.116 | 0.116 | 0.124 | 0.363 | 0.272 | 0.888 | 0.318 |
| loan_status | 0.041 | 0.000 | 0.045 | 0.041 | 0.160 | 0.031 | 0.149 | 0.060 | 0.184 | 0.110 | 1.000 | 0.154 | 0.073 | 0.167 | 0.329 | 0.030 | 0.234 | 0.070 |
| member_id | 0.099 | 0.050 | 0.087 | 0.056 | 0.051 | 0.082 | 0.999 | 0.080 | 0.049 | 0.116 | 0.154 | 1.000 | 0.075 | 0.070 | 0.316 | 0.053 | 0.108 | 0.254 |
| purpose | 0.032 | 0.000 | 0.082 | 0.036 | 0.068 | 0.125 | 0.073 | 0.113 | 0.059 | 0.116 | 0.073 | 0.075 | 1.000 | 0.053 | 0.115 | 0.048 | 0.100 | 0.097 |
| sub_grade | 0.007 | 0.000 | 0.057 | 0.018 | 1.000 | 0.052 | 0.068 | 0.122 | 0.677 | 0.124 | 0.167 | 0.070 | 0.053 | 1.000 | 0.478 | 0.050 | 0.134 | 0.152 |
| term | 0.053 | 0.000 | 0.085 | 0.116 | 0.443 | 0.111 | 0.304 | 0.147 | 0.475 | 0.363 | 0.329 | 0.316 | 0.115 | 0.478 | 1.000 | 0.100 | 0.335 | 0.261 |
| total_acc | 0.036 | 0.429 | 0.240 | 0.074 | 0.049 | 0.169 | 0.053 | 0.245 | -0.068 | 0.272 | 0.030 | 0.053 | 0.048 | 0.050 | 0.100 | 1.000 | 0.238 | 0.102 |
| total_payment | 0.015 | 0.401 | 0.063 | 0.047 | 0.150 | 0.076 | 0.109 | 0.873 | 0.234 | 0.888 | 0.234 | 0.108 | 0.100 | 0.134 | 0.335 | 0.238 | 1.000 | 0.287 |
| verification_status | 0.040 | 0.000 | 0.071 | 0.084 | 0.144 | 0.077 | 0.237 | 0.276 | 0.167 | 0.318 | 0.070 | 0.254 | 0.097 | 0.152 | 0.261 | 0.102 | 0.287 | 1.000 |
| id | address_state | application_type | emp_length | grade | home_ownership | issue_date | last_credit_pull_date | last_payment_date | loan_status | next_payment_date | member_id | purpose | sub_grade | term | verification_status | annual_income | dti | installment | int_rate | loan_amount | total_acc | total_payment | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1077430 | GA | INDIVIDUAL | < 1 year | C | RENT | 11-02-2021 | 13-09-2021 | 13-04-2021 | Charged Off | 13-05-2021 | 1314167 | car | C4 | 60 months | Source Verified | 30000.0 | 0.0100 | 59.83 | 0.1527 | 2500 | 4 | 1009 |
| 1 | 1072053 | CA | INDIVIDUAL | 9 years | E | RENT | 01-01-2021 | 14-12-2021 | 15-01-2021 | Fully Paid | 15-02-2021 | 1288686 | car | E1 | 36 months | Source Verified | 48000.0 | 0.0535 | 109.43 | 0.1864 | 3000 | 4 | 3939 |
| 2 | 1069243 | CA | INDIVIDUAL | 4 years | C | RENT | 05-01-2021 | 12-12-2021 | 09-01-2021 | Charged Off | 09-02-2021 | 1304116 | car | C5 | 36 months | Not Verified | 50000.0 | 0.2088 | 421.65 | 0.1596 | 12000 | 11 | 3522 |
| 3 | 1041756 | TX | INDIVIDUAL | < 1 year | B | MORTGAGE | 25-02-2021 | 12-12-2021 | 12-03-2021 | Fully Paid | 12-04-2021 | 1272024 | car | B2 | 60 months | Source Verified | 42000.0 | 0.0540 | 97.06 | 0.1065 | 4500 | 9 | 4911 |
| 4 | 1068350 | IL | INDIVIDUAL | 10+ years | A | MORTGAGE | 01-01-2021 | 14-12-2021 | 15-01-2021 | Fully Paid | 15-02-2021 | 1302971 | car | A1 | 36 months | Verified | 83000.0 | 0.0231 | 106.53 | 0.0603 | 3500 | 28 | 3835 |
| 5 | 1062608 | CA | INDIVIDUAL | 3 years | C | RENT | 17-07-2021 | 16-03-2021 | 12-08-2021 | Fully Paid | 12-09-2021 | 1294481 | car | C3 | 36 months | Not Verified | 28000.0 | 0.1260 | 275.96 | 0.1465 | 8000 | 11 | 8637 |
| 6 | 1067441 | TX | INDIVIDUAL | 10+ years | C | MORTGAGE | 19-11-2021 | 14-06-2021 | 13-12-2021 | Fully Paid | 13-01-2022 | 1301833 | car | C2 | 36 months | Verified | 94800.0 | 0.2453 | 205.86 | 0.1427 | 6000 | 30 | 7218 |
| 7 | 1066424 | PA | INDIVIDUAL | 10+ years | A | OWN | 11-06-2021 | 14-07-2021 | 14-07-2021 | Fully Paid | 14-08-2021 | 1291243 | car | A4 | 36 months | Source Verified | 59000.0 | 0.0665 | 172.10 | 0.0790 | 5500 | 23 | 6172 |
| 8 | 1065254 | FL | INDIVIDUAL | 10+ years | A | MORTGAGE | 02-09-2021 | 15-06-2021 | 12-10-2021 | Charged Off | 12-11-2021 | 1299335 | car | A5 | 36 months | Verified | 116400.0 | 0.0394 | 762.08 | 0.0890 | 24000 | 31 | 8650 |
| 9 | 1064589 | MI | INDIVIDUAL | 10+ years | B | MORTGAGE | 09-02-2021 | 16-03-2021 | 16-03-2021 | Fully Paid | 16-04-2021 | 1298401 | car | B5 | 60 months | Not Verified | 36000.0 | 0.1773 | 93.21 | 0.1269 | 4125 | 21 | 5551 |
| id | address_state | application_type | emp_length | grade | home_ownership | issue_date | last_credit_pull_date | last_payment_date | loan_status | next_payment_date | member_id | purpose | sub_grade | term | verification_status | annual_income | dti | installment | int_rate | loan_amount | total_acc | total_payment | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 38566 | 1007647 | VA | INDIVIDUAL | 1 year | C | RENT | 11-11-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 1234075 | wedding | C1 | 60 months | Source Verified | 72000.0 | 0.0117 | 345.08 | 0.1349 | 15000 | 7 | 18588 |
| 38567 | 1020423 | GA | INDIVIDUAL | < 1 year | D | RENT | 11-11-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 1249198 | wedding | D3 | 60 months | Source Verified | 43500.0 | 0.0041 | 164.99 | 0.1727 | 6600 | 9 | 8890 |
| 38568 | 792945 | IL | INDIVIDUAL | 3 years | E | RENT | 11-06-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 997416 | wedding | E2 | 60 months | Source Verified | 57040.5 | 0.0496 | 512.13 | 0.1839 | 20000 | 20 | 29702 |
| 38569 | 844956 | VA | INDIVIDUAL | 2 years | G | RENT | 11-08-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 1056075 | wedding | G1 | 60 months | Source Verified | 150000.0 | 0.0888 | 113.50 | 0.2211 | 4100 | 29 | 6463 |
| 38570 | 841271 | CT | INDIVIDUAL | 1 year | D | MORTGAGE | 11-08-2021 | 16-04-2021 | 16-05-2021 | Current | 16-06-2021 | 1051805 | wedding | D2 | 60 months | Source Verified | 56000.0 | 0.1200 | 291.76 | 0.1599 | 12000 | 18 | 16587 |
| 38571 | 803452 | NJ | INDIVIDUAL | < 1 year | C | MORTGAGE | 11-07-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 992381 | wedding | C1 | 60 months | Verified | 100000.0 | 0.1986 | 551.64 | 0.1299 | 24250 | 33 | 31946 |
| 38572 | 970377 | NY | INDIVIDUAL | 8 years | C | RENT | 11-10-2021 | 16-04-2021 | 16-05-2021 | Current | 16-06-2021 | 1192039 | wedding | C1 | 60 months | Verified | 50000.0 | 0.0458 | 579.72 | 0.1349 | 25200 | 18 | 31870 |
| 38573 | 875376 | CA | INDIVIDUAL | 5 years | D | RENT | 11-09-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 1089898 | wedding | D5 | 60 months | Verified | 65000.0 | 0.1734 | 627.93 | 0.1749 | 25000 | 20 | 35721 |
| 38574 | 972997 | NY | INDIVIDUAL | 5 years | D | RENT | 11-10-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 1194971 | wedding | D5 | 60 months | Verified | 368000.0 | 0.0009 | 612.72 | 0.1825 | 24000 | 9 | 33677 |
| 38575 | 682952 | NY | INDIVIDUAL | 4 years | F | RENT | 11-07-2021 | 16-05-2021 | 16-05-2021 | Current | 16-06-2021 | 872217 | wedding | F3 | 60 months | Verified | 80000.0 | 0.0600 | 486.86 | 0.2099 | 18000 | 7 | 27679 |